So you’ve parked your car in a what you think is safe area for the night...Come back to see it next morning and you notice a not so pleasant suprise - someone has hit your vehicle and fled the scene of accident. There is no way for you to find out who has done this and now you are left with a damaged vehicle.
Occurences like this happen all the time, especially in city locals, and it recently happened to me. What did I do in order to solve the situation?
1. First called my insurance company to let them know of the occurence.
2. Next step, I thought would be to notify the police and let them know of the occurence , but since there was no other person to report - this was not neccesary information.
3.After I notified the my insurance company and gave them details of the accident , I found a body shop to to fix my vehicle.
4.Next when the vehicle was at the body shop, I contacted the insurance company to let them know so they could take pictures of the accident for their records.
5. Since , I have a 500 dollar dedecutible through my insurance , as long as the damage is over this amount , this will be all I have to pay to get my car fixed.
For example, if the damage of the vehicle is say 2000 dollars and I have the 500 deductible, this will be how much I will have to pay to get fixed. The other portion of 1500 dollars will be what the insurance company pays.