Will State Farm insure your Enzo?

Maybe not.
 
Of the 400 built, six Enzos have been totaled. At a million dollars a car.
 
At those prices, accident statistics become interesting to the Wall Street Journal.
 
Published as an on-line article, the Journal followed up on some rather information from the California Highway Patrol. According to the Patrol, the number of accidents involving Aston Martins, Bentleys, Ferrari’s, Lamborghini’s, Maserati’s and Lotus’s (Loti?) rose last year to a level which is more than 80% above the levels of 2002. Somebody’s even managed to wreck a Bugatti Veyron – a car with a sticker price of a million and a half.
 
As you might expect, accidents involving exotic cars occur most often where the money is: such as Beverly Hills and Boca Raton, Florida. Boca Raton has had two Ferrari crashes so far this year.
 
So why are there more exotic car crashes? 
 
Because there are more exotic cars, they’re being driven more miles, and their drivers are younger. According to one marketing firm, the number of exotic cars registered in the United States has tripled in the last five years. Moreover, the average annual mileage on a supercar has doubled in the past decade - from 3,000 miles per year to 6,000 miles per year – as the median age of a supercar driver has dropped to 47 from 56 years old. One insurance broker says that most of its supercar claims come from drivers between 25 and 40.
 
Even so, State Farm would probably prefer to insure your Enzo than your teen-aged son. Though the claims are large when they’re made, the accident rate for supercars is only about 1%, which is one third of the accident rate for cars overall.
 
And, of course, people who smash up their supercars give us all a superiority complex: more money than brains, don’t you k