A McLaren Story That Makes Us Hate Insurance Companies Even More
Supercars are expensive to fix, as one Donkey’s owner found outby Mark McNabb, on
This might be the oddest tale of destruction to ever happen to a McLaren. A donkey caused a whopping $40,221 in damage to a McLaren 650S Spider after its owner parked beside the donkey’s enclosure. The German police report theorizes the orange 650S looked like a giant carrot to the donkey, who proceeded to eat part of the carbon fiber body near the bumper, scratching the orange paint in the process. The owner, Markus Zahn, says he returned to his McLaren and got inside before seeing the donkey in his rearview mirror.
Adding insult to injury, Zahn’s insurance company refused to fully cover the repair costs, sending Zahn an invoice for $7,052. Though he owned a $288,000 exotic supercar and likely could have easily paid the bill, Zahn decided to sue the donkey’s owner for the cost. Not surprisingly, the donkey’s owner, who named the barnyard animal Vitus, refused to pay the expense. Now a year later, a German court finally heard the case and ruled in favor of Zahn. That left the donkey’s owner with a repair bill of $7,052.
While it seems petty of Zahn to saddle the arguably innocent donkey’s owner with a bill he could easily pay, the real ass of this situation is the insurance company. Undoubtedly, Zahn pays big money to keep his prized McLaren and his fat bank account safe from harm, but when it came time to actually file a claim, the insurance company didn’t feel it was on the hook for the full repair bill, despite Zahn having full coverage. I’m sure the insurance company would complain if Zahn flippantly decided he didn’t want to pay the full amount of his monthly premiums. Regardless of the $40,221 repair cost, the insurance company should have paid up. That’s what insurance is for. Its double standards corporations often hold that makes the public so distrusting.
What would you do in this situation? Let us know in the comments below.
Hat-tip to CarScoops