Have you ever wondered how those buy-here, pay-here car dealerships with in-house financing are able to and why they are willing to finance just about anybody? The truth is unless you’ve REALLY jacked your credit up (and I’m talking about multiple repossessions, house foreclosures, and bankruptcies) you can probably get a car. Some buy here, pay here places don’t even verify your income or check to see if you can actually afford your payment. Seems like a bad idea, right? Well it is, and John Oliver breaks it down for you in the video you’re about to watch.